An Insurance Broker sells insurance from various insurance companies to clients for Life Insurance – Accident Insurance – Medical Insurance – Industrial / Commercial Insurance – Home Insurance etc. An Insurance Broker will have a wealth of knowledge about all sorts of insurance products and will therefore advise clients on which options would suit them best.
A Long Term Insurance Broker sells a wide range of insurance products, including life, disability, dreaded disease cover, income protection policies, endowments, retirement annuity funds, living annuities and compulsory annuities, etc.
The job of a Short Term Insurance Broker is to sell insurance to cover valuable goods like a car, boat, jewellery, cameras, etc. These items are insured in case of theft, fire or loss, etc.
The job of a Valuer / Appraiser is a responsible one. They establish the monetary worth of property, merchandise, business assets, objects d’art, coins, precious stones, motor vehicles and household effects etc.